Mortgage Options

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Buying A New Home

Looking to trade-up from your current home to a new home or looking for a mortgage to help you make that move? Irish Mortgage Corporation offers you the widest choice in mortgage options to help you make your move without the hassle of doing it yourself. Talk to one of our professional advisors about taking out a new home mortgage today and discover for yourself how a new home mortgage solution can work for you!

Compare Mortgages HERE


Mortgage Type

There are many mortgage types available on the market, which is why it is more important than ever to shop around for your mortgage. Mortgage types include:

  • Annuity mortgages – this is the most popular type of mortgage for homeowners and first time buyers
  • Interest-only mortgages – very popular with investors
  • Split interest mortgages – great if you can’t decide between a variable or fixed rate mortgages – best of both worlds!
  • Split term mortgages – perfect if you are paying off additional debts ensuring that short term loans are repaid over the short term
  • Capped mortgages – guarantees some protection against rising interest rates
  • Offset mortgages: Offsets your mortgage by linking it to your savings or current account

Our website aims to make your mortgage experience very simple and hassle free! We guarantee that we will work hard to get the best rates and a mortgage process so simple that you can leave all your doubts behind! Check out the options and choose one that suits your requirements the best. Our professional mortgage consultants will guide you through every step of the mortgage process.

Interest rate types

There are two types of interest rates:

  1. Fixed
  2. Variable

Fixed interest rates are fixed for a specific time (i.e. 1-year all the way up to 10-year and more in some cases). While your mortgage has a fixed rate of interest, your mortgage repayment remains unchanged.

Variable interest rates - with a standard variable rate, the interest rate is managed by the bank and adjusted accordingly.

Tracker mortgages are ‘tied’ to the European Central Banks base rate, however, these are no longer available to new customers. 

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Irish Mortgage Corporation Limited trading as MoneyCoach, Irish Mortgage Corporation, Irish Pensions Corporation, Insuresave is regulated by the Central Bank of Ireland.
Registered in Ireland: Reg No: 155087. Registered Office: 118 Lower Baggot Street, Dublin 2, Ireland.

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